I guess I’ve lucked out then

I guess I’ve lucked out then because the DMP I am with now doesn’t charge any kind of down payment; actually none of the one’s I contacted charge one

Well I’d say you lucked out, cause ALL the ones I contacted charge one, and most want that DP all at once. I got lucky in the fact that the one I chose let me pay it in TWO payments. I am happy for the most part with mine, some settled for more than I had had anticipated, and some for less, so I guess it sorta balances out.

I hope CB don’t try and sue us, cause I wouldn’t be able to go, PLUS I do owe the money, I just don’t have it. I hope to have all the accounts settled in two more years. My debt settlement company says they have ways to make life hard for the creditors, just as they have ways of making things hard on us. All I know to do is to hang in there and stick with the program.

You are soo right Im throwing her over the edge!

LOL you are soo right Im throwing her over the edge! I can tell everytime she talks to me on the phone she can barely keep the venom out of her voice…

I of course must screen my honeys calls…I love caller ID : ) She calls at 1 oclock at night sometimes when she forgets to take her prozac and a visitaion is coming up… And I wont let her talk to him…. She flips out on us and keeps calling over and over… I of course answer everytime so that we can subpeona her phone recordss….It throws her in a rage… one night last year she called a record 50 times from 1 till 2.

She cant stand not being able to pull my husbands chain anymore, and now that im closer to her children she feels even more threatened so im sure its just gettin ugly it will be downright gruesome soon! We have a visitaion coming this coming week ill keep ya posted… She does have a mental problem too, she has had to see many councelors and shrinks and is on prozac..

Simple question

I am just joining this blog and have found a lot of useful information. However, since I am in debt and poor, I am looking for some free budgeting software to use on my computer.

I have not found anything so far that is very helpful. Does anyone have any suggestions?