BOTH DMP such as CCCS and others AND Debt Elimination, AKA Debt Settlement Companies Charge “Downpayments”. What I found with CCCS was they charge you a downpayment based on how much debt you have, like say for example 25%, and Debt Elimination charges a “fixed” rate… Usually around $1,000 (that is the average).
Some may charge more, but I did a lot of research and most charged around $1,000. Most make payment re-payment plans on a client to client basis. I feel fortunate that mine asked me what I felt comfortable paying each month. I know I don’t want another credit card again… EVER.